/* Follin & Co Conseil et Patrimoine — design system */
@font-face{font-family:'DM Sans';font-style:normal;font-weight:100 1000;font-display:swap;src:url(/assets/fonts/dm-sans-latin-wght-normal.woff2) format('woff2-variations'),url(/assets/fonts/dm-sans-latin-wght-normal.woff2) format('woff2')}
@font-face{font-family:'DM Sans';font-style:italic;font-weight:100 1000;font-display:swap;src:url(/assets/fonts/dm-sans-latin-wght-italic.woff2) format('woff2-variations'),url(/assets/fonts/dm-sans-latin-wght-italic.woff2) format('woff2')}

:root{
  --navy:#04364A;--navy-900:#021E29;--navy-700:#0B4A62;--yellow:#FFDE59;--yellow-50:#FFF8D6;
  --ink:#0E2A35;--muted:#3E5C68;--soft:#6B8792;--line:#D5E3E8;--bg:#F4F7F8;--bg2:#E8F0F3;--white:#fff;
  --red:#D63B3F;--green:#2F9E6B;
  --r:18px;--r-sm:12px;--shadow:0 1px 2px rgba(4,54,74,.06),0 8px 28px rgba(4,54,74,.08);
  --shadow-lg:0 24px 60px rgba(2,30,41,.18);
  --wrap:1180px;--font:'DM Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);font-size:17px;line-height:1.65;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-underline-offset:3px}
a:hover{color:var(--navy-900)}
h1,h2,h3,h4{font-family:var(--font);color:var(--navy);line-height:1.15;letter-spacing:-.02em;margin:0 0 .5em;font-weight:700}
h1{font-size:clamp(34px,5.2vw,58px);letter-spacing:-.03em}
h2{font-size:clamp(28px,3.6vw,42px)}
h3{font-size:clamp(19px,2vw,22px);letter-spacing:-.01em}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.wrap-narrow{max-width:780px;margin:0 auto;padding:0 24px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
.skip{position:absolute;left:-9999px;top:8px;background:var(--yellow);color:var(--navy);padding:10px 16px;border-radius:8px;z-index:100;font-weight:700}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--yellow);outline-offset:3px;border-radius:6px}
.hl{color:var(--yellow)}
.hl-u{background:linear-gradient(transparent 62%,rgba(255,222,89,.75) 62%);padding:0 .08em}
.eyebrow{display:inline-flex;align-items:center;gap:12px;font-size:13px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--soft);margin-bottom:18px}
.eyebrow::before{content:"";width:34px;height:2px;background:var(--yellow);border-radius:2px}
.dark .eyebrow{color:#9DB5BE}
.lead{font-size:clamp(17px,1.6vw,20px);color:var(--muted);max-width:720px}
.dark .lead{color:#D5E3E8}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}.center .eyebrow{justify-content:center}
.center .eyebrow::after{content:"";width:34px;height:2px;background:var(--yellow);border-radius:2px}

/* Buttons */
.btn{position:relative;overflow:hidden;display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:17px 30px;border-radius:12px;font-weight:700;font-size:16px;letter-spacing:.01em;text-decoration:none;border:0;cursor:pointer;transition:transform .25s,box-shadow .25s,filter .25s,background .25s;font-family:inherit;line-height:1.2}
.btn-primary{background:linear-gradient(90deg,#FFE680,var(--yellow));color:var(--navy);box-shadow:0 8px 28px rgba(255,222,89,.28)}
.btn-primary::before{content:"";position:absolute;top:0;left:-75%;width:60%;height:100%;background:linear-gradient(120deg,transparent 0%,rgba(255,255,255,.7) 50%,transparent 100%);transform:skewX(-22deg);pointer-events:none;animation:shine 9s linear infinite}
.btn-primary:hover{transform:translateY(-2px);color:var(--navy);box-shadow:0 14px 40px rgba(255,222,89,.4)}
.btn-primary .arr{transition:transform .25s}.btn-primary:hover .arr{transform:translateX(4px)}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.35)}
.btn-ghost:hover{border-color:#fff;color:#fff;background:rgba(255,255,255,.06)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-900);color:#fff;transform:translateY(-2px)}
.btn-line{background:#fff;color:var(--navy);border:1.5px solid var(--line)}.btn-line:hover{border-color:var(--navy)}
.btn-sm{padding:11px 18px;font-size:14.5px;border-radius:10px}
@keyframes shine{0%{left:-75%}12%{left:135%}100%{left:135%}}
@media (prefers-reduced-motion:reduce){.btn-primary::before{animation:none}html{scroll-behavior:auto}*{transition:none!important}}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:var(--navy);border-bottom:1px solid rgba(255,255,255,.08);transition:box-shadow .3s}
.site-header.scrolled{box-shadow:0 8px 30px rgba(2,30,41,.35)}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:24px;height:78px}
.brand img{height:46px;width:auto}
.nav{display:flex;align-items:center;gap:6px}
.nav>ul{list-style:none;display:flex;gap:2px;margin:0;padding:0}
.nav a.nl,.nav button.nl{color:#E3EBEE;text-decoration:none;font-weight:500;font-size:15.5px;padding:10px 14px;border-radius:10px;background:none;border:0;font-family:inherit;cursor:pointer;display:inline-flex;align-items:center;gap:6px}
.nav a.nl:hover,.nav button.nl:hover,.nav a.nl[aria-current=page]{color:#fff;background:rgba(255,255,255,.08)}
.has-sub{position:relative}
.sub{position:absolute;top:calc(100% + 8px);left:0;min-width:300px;background:#fff;border-radius:14px;box-shadow:var(--shadow-lg);padding:10px;list-style:none;margin:0;opacity:0;visibility:hidden;transform:translateY(6px);transition:.2s}
.has-sub:hover .sub,.has-sub:focus-within .sub,.has-sub.open .sub{opacity:1;visibility:visible;transform:none}
.sub a{display:block;padding:10px 12px;border-radius:10px;text-decoration:none;color:var(--ink)}
.sub a:hover{background:var(--bg)}
.sub a b{display:block;color:var(--navy);font-size:15px}
.sub a span{font-size:13.5px;color:var(--soft);line-height:1.4}
.hdr-cta{margin-left:10px}
.burger{display:none;background:none;border:0;color:#fff;padding:10px;cursor:pointer}
@media (max-width:1060px){
  .burger{display:block}
  .nav{position:fixed;inset:78px 0 0 0;background:var(--navy-900);flex-direction:column;align-items:stretch;padding:20px 24px 40px;overflow:auto;transform:translateX(100%);transition:transform .3s;gap:14px}
  .nav.open{transform:none}
  .nav>ul{flex-direction:column}
  .nav a.nl,.nav button.nl{font-size:18px;padding:14px 8px;width:100%;justify-content:space-between}
  .sub{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;background:transparent;padding:0 0 0 10px;display:none;min-width:0}
  .has-sub.open .sub{display:block}
  .sub a b{color:#fff}.sub a span{color:#9DB5BE}.sub a:hover{background:rgba(255,255,255,.06)}
  .hdr-cta{margin:10px 0 0}
  .hdr-cta .btn{width:100%}
}

/* Sections */
.sec{padding:clamp(64px,8vw,112px) 0}
.sec-tight{padding:clamp(48px,6vw,80px) 0}
.bg-soft{background:var(--bg)}
.dark{background:var(--navy);color:#D5E3E8}
.dark h1,.dark h2,.dark h3{color:#fff}
.dark a{color:#fff}
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:980px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:680px){.g2,.g3,.g4{grid-template-columns:1fr}}

/* Hero */
.hero{position:relative;background:radial-gradient(1200px 500px at 85% -10%,rgba(255,222,89,.10),transparent 60%),radial-gradient(900px 500px at -10% 110%,rgba(157,181,190,.12),transparent 60%),var(--navy);color:#D5E3E8;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(to bottom,#000,transparent 85%);pointer-events:none}
.hero-in{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;padding-top:clamp(56px,7vw,96px);padding-bottom:clamp(64px,8vw,104px)}
.hero h1{color:#fff;margin-bottom:22px}
.hero .lead{margin-bottom:32px}
.hero-ctas{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.trust-row{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:28px;font-size:14.5px;color:#B9CED6}
.trust-row span{display:inline-flex;align-items:center;gap:8px}
.trust-row svg{color:var(--yellow);flex:none}
.rating{display:inline-flex;align-items:center;gap:8px;font-size:14.5px;color:#D5E3E8}
.stars{color:var(--yellow);letter-spacing:2px}
.rating b{color:#fff}
.hero-card{position:relative}
.hero-photo{border-radius:24px;overflow:hidden;background:linear-gradient(160deg,#0B4A62,#021E29);aspect-ratio:4/5;box-shadow:var(--shadow-lg);border:1px solid rgba(255,255,255,.08)}
.hero-photo img{width:100%;height:100%;object-fit:cover}
.float{position:absolute;background:#fff;color:var(--ink);border-radius:16px;padding:14px 16px;box-shadow:var(--shadow-lg);font-size:14px;line-height:1.35;display:flex;gap:12px;align-items:center}
.float b{color:var(--navy);display:block;font-size:15px}
.float .ic{width:40px;height:40px;border-radius:12px;background:var(--yellow-50);display:grid;place-items:center;color:var(--navy);flex:none}
.float-1{left:-36px;bottom:56px}.float-2{right:-24px;top:40px}
@media (max-width:980px){.hero-in{grid-template-columns:1fr}.hero-card{max-width:420px;margin:0 auto}.float-1{left:-8px}.float-2{right:-8px}}
@media (max-width:600px){.hero-ctas .btn{width:100%}.float{display:none}}
.page-hero{background:var(--navy);color:#D5E3E8;padding:clamp(48px,6vw,84px) 0 clamp(52px,6vw,88px);position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(255,222,89,.12),transparent 65%)}
.page-hero h1{color:#fff;font-size:clamp(32px,4.6vw,52px);max-width:900px}
.page-hero .lead,.hero .lead{color:#D5E3E8}
.hero .eyebrow,.page-hero .eyebrow{color:#9DB5BE}
.crumbs{font-size:14px;color:#9DB5BE;margin-bottom:18px}
.crumbs a{color:#B9CED6;text-decoration:none}.crumbs a:hover{color:#fff}
.crumbs span{margin:0 8px;opacity:.6}

/* Cards */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--shadow);transition:transform .25s,box-shadow .25s,border-color .25s}
a.card{display:block;text-decoration:none;color:inherit}
a.card:hover{transform:translateY(-4px);box-shadow:0 18px 44px rgba(4,54,74,.14);border-color:#B9CED6}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);font-size:16px}
.ico{width:48px;height:48px;border-radius:14px;background:var(--yellow-50);color:var(--navy);display:grid;place-items:center;margin-bottom:18px}
.dark .card{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.1);box-shadow:none}
.dark .card p{color:#B9CED6}
.offer{display:flex;flex-direction:column;height:100%}
.offer .tag{align-self:flex-start;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;background:var(--bg2);color:var(--navy);padding:6px 10px;border-radius:999px;margin-bottom:16px}
.offer ul{list-style:none;padding:0;margin:4px 0 22px;font-size:15.5px;color:var(--muted)}
.offer li{padding-left:26px;position:relative;margin:7px 0}
.offer li::before{content:"";position:absolute;left:0;top:7px;width:14px;height:14px;border-radius:50%;background:var(--yellow);box-shadow:inset 0 0 0 4px #fff,0 0 0 1.5px var(--navy)}
.offer .more{margin-top:auto;font-weight:700;color:var(--navy);display:inline-flex;gap:8px;align-items:center}
.offer.feat{border:2px solid var(--navy)}

/* Pain list */
.pains{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.pain{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px;font-size:16.5px}
.pain svg{color:var(--red);flex:none;margin-top:3px}
@media (max-width:680px){.pains{grid-template-columns:1fr}}

/* Steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step{position:relative;padding:26px 22px;border-radius:var(--r);background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1)}
.step::before{counter-increment:s;content:"0" counter(s);font-size:44px;font-weight:700;color:var(--yellow);line-height:1;display:block;margin-bottom:14px;letter-spacing:-.03em}
.step h3{color:#fff;font-size:19px}
.step p{font-size:15.5px;color:#B9CED6;margin:0}
@media (max-width:980px){.steps{grid-template-columns:repeat(2,1fr)}}@media (max-width:600px){.steps{grid-template-columns:1fr}}

/* About */
.about{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:center}
.about-photo{border-radius:24px;overflow:hidden;box-shadow:var(--shadow-lg);aspect-ratio:4/5;background:var(--bg2)}
.about-photo img{width:100%;height:100%;object-fit:cover}
.sig{font-size:15px;color:var(--soft);border-left:3px solid var(--yellow);padding-left:14px;margin-top:22px}
.badges{display:flex;flex-wrap:wrap;gap:14px;align-items:center;margin-top:22px}
.badge-logo{height:44px;width:auto;max-width:132px;object-fit:contain}
@media (max-width:880px){.about{grid-template-columns:1fr}.about-photo{max-width:380px}}

/* Stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stat b{display:block;font-size:clamp(32px,4vw,46px);color:var(--navy);letter-spacing:-.03em;line-height:1.1}
.stat span{font-size:15px;color:var(--muted)}
@media (max-width:760px){.stats{grid-template-columns:repeat(2,1fr)}}

/* Reviews marquee */
.revs{overflow:hidden;mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.revs-track{display:flex;gap:18px;width:max-content;animation:marq 70s linear infinite}
.revs:hover .revs-track{animation-play-state:paused}
.rev{margin:0;width:340px;flex:none;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:22px;font-size:15px;color:#D5E3E8;line-height:1.55}
.rev .stars{font-size:14px;display:block;margin-bottom:10px}
.rev footer{margin-top:12px;font-size:13.5px;color:#fff;font-weight:700}
.rev footer span{font-weight:400;color:#9DB5BE}
@keyframes marq{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.revs-track{animation:none;flex-wrap:wrap;width:auto;justify-content:center}}

/* Transparency */
.money{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.money .card{position:relative;padding-top:34px}
.money .num{position:absolute;top:-16px;left:24px;background:var(--navy);color:var(--yellow);font-weight:700;border-radius:10px;padding:4px 12px;font-size:14px}
@media (max-width:880px){.money{grid-template-columns:1fr}}
.quote-box{background:var(--yellow-50);border:1px solid #F3E3A0;border-radius:16px;padding:22px 26px;font-size:18px;color:var(--navy);font-weight:500}

/* FAQ */
.faq{max-width:860px;margin:0 auto}
.faq details{border-bottom:1px solid var(--line);padding:4px 0}
.faq summary{list-style:none;cursor:pointer;padding:20px 44px 20px 0;font-weight:700;font-size:18px;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:6px;top:50%;width:14px;height:14px;margin-top:-9px;border-right:2.5px solid var(--navy);border-bottom:2.5px solid var(--navy);transform:rotate(45deg);transition:transform .25s}
.faq details[open] summary::after{transform:rotate(-135deg);margin-top:-2px}
.faq .a{padding:0 0 20px;color:var(--muted)}

/* CTA band */
.cta-band{background:var(--navy);border-radius:28px;padding:clamp(40px,6vw,72px);text-align:center;color:#D5E3E8;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:auto -10% -60% -10%;height:120%;background:radial-gradient(closest-side,rgba(255,222,89,.16),transparent);pointer-events:none}
.cta-band h2{color:#fff;max-width:760px;margin:0 auto 14px}
.cta-band p{max-width:620px;margin:0 auto 28px}
.cta-band small{display:block;margin-top:16px;color:#9DB5BE;font-size:13.5px}

/* Blog */
.post-card{display:flex;flex-direction:column;height:100%;padding:0;overflow:hidden}
.post-card .pc-top{background:linear-gradient(135deg,var(--navy),#0B4A62);padding:26px 24px;min-height:130px;display:flex;flex-direction:column;justify-content:flex-end;position:relative}
.post-card .pc-top::after{content:"";position:absolute;right:18px;top:18px;width:46px;height:46px;border-radius:50%;border:2px solid rgba(255,222,89,.55)}
.post-card .cat{font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--yellow)}
.post-card .pc-body{padding:22px 24px 24px;display:flex;flex-direction:column;flex:1}
.post-card h3{font-size:20px;margin-bottom:10px}
.post-card p{font-size:15.5px}
.post-card .meta{margin-top:auto;font-size:13.5px;color:var(--soft)}
.filters{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:30px}
.chip{border:1.5px solid var(--line);background:#fff;border-radius:999px;padding:8px 16px;font-size:14.5px;font-weight:500;cursor:pointer;color:var(--navy);font-family:inherit}
.chip[aria-pressed=true]{background:var(--navy);border-color:var(--navy);color:#fff}

/* Article */
.article-wrap{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:56px;align-items:start}
.prose{font-size:18px;line-height:1.75;color:#1E3A45}
.prose h2{font-size:clamp(25px,2.6vw,31px);margin:1.9em 0 .6em;scroll-margin-top:100px}
.prose h3{font-size:21px;margin:1.6em 0 .5em}
.prose p,.prose ul,.prose ol{margin:0 0 1.1em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin:.35em 0}
.prose li::marker{color:var(--navy)}
.prose strong{color:var(--navy)}
.prose blockquote{margin:1.6em 0;padding:18px 22px;background:var(--bg);border-left:4px solid var(--yellow);border-radius:0 12px 12px 0;color:var(--navy)}
.prose blockquote p:last-child{margin:0}
.prose table{width:100%;border-collapse:collapse;margin:1.4em 0 1.6em;font-size:15.5px;display:block;overflow-x:auto}
.prose th,.prose td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.prose th{background:var(--navy);color:#fff;font-weight:700}
.prose th:first-child{border-top-left-radius:10px}.prose th:last-child{border-top-right-radius:10px}
.prose tr:nth-child(even) td{background:var(--bg)}
.prose a{font-weight:500}
.prose hr{border:0;border-top:1px solid var(--line);margin:2em 0}
.answer{background:var(--yellow-50);border:1px solid #F3E3A0;border-radius:16px;padding:20px 24px;margin:0 0 28px;font-size:17.5px}
.answer b{display:block;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--navy);margin-bottom:6px}
.aside{position:sticky;top:104px;display:flex;flex-direction:column;gap:18px}
.toc{border:1px solid var(--line);border-radius:16px;padding:20px}
.toc b{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--soft)}
.toc ol{list-style:none;padding:0;margin:12px 0 0;font-size:15px}
.toc li{margin:8px 0}.toc a{text-decoration:none;color:var(--muted)}.toc a:hover{color:var(--navy)}
.aside-cta{background:var(--navy);color:#D5E3E8;border-radius:16px;padding:24px;font-size:15.5px}
.aside-cta h3{color:#fff;font-size:20px}
.aside-cta .btn{width:100%;margin-top:8px}
.author{display:flex;gap:18px;align-items:center;border:1px solid var(--line);border-radius:18px;padding:22px;margin-top:40px}
.author img{width:76px;height:76px;border-radius:50%;object-fit:cover;flex:none}
.author p{margin:0;font-size:15px;color:var(--muted)}
.author b{color:var(--navy);font-size:17px}
.warn{font-size:13.5px;color:var(--soft);background:var(--bg);border-radius:12px;padding:16px 18px;margin-top:32px;line-height:1.55}
.sources{font-size:14.5px;color:var(--muted)}
.sources li{margin:6px 0}
.art-meta{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:14.5px;color:#9DB5BE;margin-top:18px}
@media (max-width:1020px){.article-wrap{grid-template-columns:minmax(0,1fr)}.aside{position:static}}

/* Simulators */
.sim{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.sim form{display:grid;gap:18px}
.field label{display:flex;justify-content:space-between;font-weight:700;color:var(--navy);font-size:15px;margin-bottom:8px}
.field label output{color:var(--muted);font-weight:500}
.field input[type=number],.field select,.field input[type=text],.field input[type=email],.field textarea{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:12px;font-size:16px;font-family:inherit;color:var(--ink);background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 4px rgba(4,54,74,.08)}
.field input[type=range]{width:100%;accent-color:var(--navy)}
.field small{color:var(--soft);font-size:13px}
.result{background:var(--navy);color:#D5E3E8;border-radius:20px;padding:28px;position:sticky;top:100px}
.result .big{font-size:clamp(34px,4vw,46px);color:var(--yellow);font-weight:700;letter-spacing:-.03em;line-height:1.1;margin:6px 0 16px}
.result dl{display:grid;grid-template-columns:1fr auto;gap:10px 16px;margin:0 0 18px;font-size:15.5px}
.result dt{color:#B9CED6}.result dd{margin:0;color:#fff;font-weight:700;text-align:right}
.result canvas{width:100%;height:220px;margin:6px 0 8px}
.legend{display:flex;gap:16px;font-size:13px;color:#B9CED6;margin-bottom:14px}.legend i{display:inline-block;width:18px;height:3px;border-radius:2px;vertical-align:middle;margin-right:6px;background:#FFDE59}.legend i.d{background:repeating-linear-gradient(90deg,#B9CED6 0 5px,transparent 5px 9px)}
@media (max-width:880px){.sim{grid-template-columns:1fr}.result{position:static}}

/* Legal */
.legal{font-size:16.5px}
.legal h2{font-size:24px;margin-top:2em}
.legal h3{font-size:19px;margin-top:1.4em}
.legal .updated{color:var(--soft);font-size:14.5px}
.legal table{border-collapse:collapse;width:100%;font-size:15px;margin:1em 0 1.4em;display:block;overflow-x:auto}
.legal th,.legal td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.legal th{background:var(--bg)}
.toc-legal{background:var(--bg);border-radius:16px;padding:20px 24px;margin:0 0 30px;columns:2;font-size:15px}
.toc-legal a{text-decoration:none}
@media (max-width:680px){.toc-legal{columns:1}}

/* Forms */
.form-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:var(--shadow)}
.check{display:flex;gap:10px;align-items:flex-start;font-size:14.5px;color:var(--muted)}
.check input{margin-top:4px;accent-color:var(--navy);width:18px;height:18px;flex:none}
.notice{font-size:13px;color:var(--soft);line-height:1.5}
.ok{background:#E9F7F0;border:1px solid #BCE5D1;color:#185C3E;padding:14px 16px;border-radius:12px}

/* Footer */
.site-footer{background:var(--navy-900);color:#9DB5BE;font-size:15px;padding:72px 0 0}
.ft{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
.site-footer h4{color:#fff;font-size:15px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:16px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:9px 0}
.site-footer a{color:#B9CED6;text-decoration:none}.site-footer a:hover{color:#fff}
.ft-brand img{height:60px;width:auto;margin:0 0 22px;display:block}
.social{display:flex;gap:10px;margin-top:18px}
.social a{width:40px;height:40px;border-radius:12px;border:1px solid rgba(255,255,255,.14);display:grid;place-items:center}
.social a:hover{background:rgba(255,255,255,.08)}
.reg{border-top:1px solid rgba(255,255,255,.08);margin-top:56px;padding:28px 0 36px;font-size:13px;line-height:1.65;color:#7F9AA5}
.reg p{margin:0 0 8px}
.reg-logos{display:flex;gap:16px;align-items:center;margin-bottom:14px}
.reg-logos img{height:36px;width:auto;max-width:132px;opacity:.9}
.ft-bottom{display:flex;flex-wrap:wrap;gap:8px 20px;justify-content:space-between;align-items:center;margin-top:14px}
.ft-bottom a{color:#9DB5BE}
@media (max-width:900px){.ft{grid-template-columns:1fr 1fr}}@media (max-width:560px){.ft{grid-template-columns:1fr}}

/* Cookie banner */
.ck{position:fixed;left:16px;right:16px;bottom:16px;z-index:90;max-width:560px;background:#fff;border-radius:18px;box-shadow:0 20px 60px rgba(2,30,41,.3);padding:22px;font-size:14.5px;color:var(--muted);display:none;border:1px solid var(--line)}
.ck.show{display:block}
.ck h2{font-size:17px;margin-bottom:6px}
.ck .row{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.ck .row .btn{flex:1 1 140px;padding:12px 14px;font-size:14.5px}
.ck .prefs{display:none;margin-top:12px;border-top:1px solid var(--line);padding-top:12px}
.ck .prefs.show{display:block}
.ck .pref{display:flex;justify-content:space-between;gap:12px;padding:8px 0;align-items:flex-start}
.ck .pref b{color:var(--navy);display:block}
.ck .pref small{color:var(--soft)}
.withdraw{position:fixed;right:16px;bottom:16px;z-index:40;background:#fff;border:1px solid var(--line);color:var(--navy);border-radius:999px;padding:9px 14px;font-size:13px;font-weight:700;box-shadow:var(--shadow);text-decoration:none}

/* Utilities */
.mt0{margin-top:0}.mb0{margin-bottom:0}.mt2{margin-top:24px}.mt3{margin-top:36px}.mt4{margin-top:56px}.mb3{margin-bottom:36px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
@media (max-width:880px){.split{grid-template-columns:1fr;gap:32px}}
.list-check{list-style:none;padding:0;margin:0}
.list-check li{padding-left:32px;position:relative;margin:12px 0}
.list-check li::before{content:"";position:absolute;left:0;top:5px;width:20px;height:20px;border-radius:50%;background:var(--yellow) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2304364A' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat}
.list-x li::before{background:#FDECEC url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23D63B3F' stroke-width='3.2' stroke-linecap='round'%3E%3Cpath d='M18 6 6 18M6 6l12 12'/%3E%3C/svg%3E") center/11px no-repeat}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}}
.no-js .reveal{opacity:1;transform:none}

.logo-chip{display:inline-flex;align-items:center;background:#fff;border-radius:10px;padding:6px 10px}
.dark-chip{background:var(--navy)}
.reg-logos img{opacity:1}
.hero-photo{background:#000}

/* Responsive — ajustements tous écrans */
.rating{min-height:32px}
.field input[type=range]{height:30px}
.check input[type=radio]{width:20px;height:20px}
.prose,.legal{overflow-wrap:anywhere;word-break:normal}
.prose img,.prose iframe{max-width:100%}
.tl-card{flex-wrap:wrap}
@media (max-width:600px){
  body{font-size:16.5px}
  .sec{padding:56px 0}.sec-tight{padding:40px 0}
  .card{padding:22px}
  .cta-band{border-radius:20px;padding:36px 22px}
  .cta-band .btn{width:100%}
  .prose{font-size:17px}
  .hdr{height:68px}.brand img{height:40px}
  .nav{inset:68px 0 0 0}
  .page-hero h1{font-size:clamp(28px,8vw,40px)}
  .result{padding:22px}
  .ck{left:10px;right:10px;bottom:10px;padding:18px}
  .money .card{padding-top:30px}
  .faq summary{font-size:16.5px}
  .author{flex-direction:column;align-items:flex-start}
  .stats{gap:28px 12px}
}
@media (min-width:601px) and (max-width:1060px){
  .hero-in{gap:40px}
  .steps{grid-template-columns:repeat(2,1fr)}
  .about{gap:36px}
}
@media (min-width:1061px) and (max-width:1240px){
  .nav a.nl,.nav button.nl{padding:10px 10px;font-size:15px}
  .hdr-cta{margin-left:4px}
}

/* Photo du hero : plus discrète */
.hero-in{grid-template-columns:1.35fr .65fr}
.hero-card{max-width:360px;justify-self:end;width:100%}
.hero-photo{aspect-ratio:4/5}
.hero-mini{display:none;align-items:center;gap:12px;margin-bottom:20px;color:#D5E3E8;font-size:14px;line-height:1.3}
.hero-mini img{width:56px;height:56px;border-radius:50%;object-fit:cover;border:2px solid rgba(255,222,89,.7)}
.hero-mini b{display:block;color:#fff;font-size:15.5px}
@media (max-width:980px){.hero-in{grid-template-columns:1fr}.hero-card{display:none}.hero-mini{display:flex}}
.about-photo{max-width:420px}
@media (max-width:880px){.about-photo{max-width:300px;margin:0 auto}}
[hidden]{display:none!important}
.field input[type=date]{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;font-size:16px;font-family:inherit;color:var(--ink);background:#fff}

.float-2{top:-30px;right:-20px}
.float-1{bottom:-26px;left:-34px}

.float-2{top:-74px;right:-12px}
.brand img{height:60px}
@media (max-width:600px){.brand img{height:46px}}
.reg-badges{display:flex;flex-wrap:wrap;align-items:center;gap:12px;margin-top:22px}
.reg-badges .rb{display:inline-flex;align-items:center;gap:10px;background:#fff;border-radius:12px;padding:8px 12px;box-shadow:var(--shadow)}
.reg-badges .rb img{height:34px;width:auto;max-width:120px}
.reg-badges .rb.navy{background:var(--navy)}
.reg-badges .rb span{font-size:12.5px;line-height:1.3;color:var(--muted)}
.reg-badges .rb.navy span{color:#D5E3E8}
.reg-badges .rb b{display:block;color:var(--navy);font-size:13.5px}
.reg-badges .rb.navy b{color:#fff}
.hero .reg-badges .rb{box-shadow:none}
.hero .reg-badges .rb.navy{border:1px solid rgba(255,255,255,.18)}
/* Prise de rendez-vous */
.booking{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:32px;align-items:start}
.bk-aside{position:sticky;top:100px}
@media (max-width:980px){.booking{grid-template-columns:minmax(0,1fr)}.bk-aside{position:static}}
.bk-step{border:0;padding:0;margin:0;min-width:0}
.bk-step legend{padding:0}.bk-step h2{font-size:clamp(22px,2.4vw,28px);outline:none}
.bk-steps{list-style:none;display:flex;gap:8px;padding:0;margin:0 0 24px;counter-reset:b}
.bk-steps li{flex:1;font-size:13px;font-weight:700;color:var(--soft);border-top:4px solid var(--line);padding-top:8px;counter-increment:b}
.bk-steps li::before{content:counter(b) ". "}
.bk-steps li.on{border-color:var(--yellow);color:var(--navy)}
.mots{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:6px 0 8px}
@media (max-width:600px){.mots{grid-template-columns:1fr}}
.mot{display:flex;gap:14px;align-items:center;border:1.5px solid var(--line);border-radius:14px;padding:14px 16px;cursor:pointer;transition:.2s;background:#fff}
.mot:hover{border-color:#B9CED6}
.mot input{position:absolute;opacity:0;pointer-events:none}
.mot .ico{margin:0;width:42px;height:42px;flex:none}
.mot b{display:block;color:var(--navy);font-size:15.5px;line-height:1.3}.mot small{color:var(--soft);font-size:13px}
.mot:has(input:checked){border-color:var(--navy);box-shadow:0 0 0 3px rgba(4,54,74,.1);background:var(--bg)}
.mot:has(input:focus-visible){outline:3px solid var(--yellow)}
.shake{animation:shake .4s}@keyframes shake{25%{transform:translateX(-6px)}75%{transform:translateX(6px)}}
.bk-nav{display:flex;justify-content:space-between;gap:12px;margin-top:26px;flex-wrap:wrap}
.bk-nav .btn[disabled]{opacity:.45;cursor:not-allowed;transform:none}
.days{display:flex;gap:10px;overflow-x:auto;padding:4px 2px 12px;scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch}
.day{flex:none;width:72px;scroll-snap-align:start;border:1.5px solid var(--line);background:#fff;border-radius:14px;padding:10px 4px;display:flex;flex-direction:column;align-items:center;gap:2px;cursor:pointer;font-family:inherit;color:var(--ink)}
.day b{font-size:22px;color:var(--navy);line-height:1.1}.day small{font-size:12px;color:var(--soft)}
.day[aria-selected=true]{background:var(--navy);border-color:var(--navy)}.day[aria-selected=true] b,.day[aria-selected=true] small{color:#fff}
.slots-t{font-weight:700;color:var(--navy);margin:14px 0 10px}.slots-t::first-letter{text-transform:uppercase}
.slot-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(92px,1fr));gap:10px}
.slot{border:1.5px solid var(--line);background:#fff;border-radius:12px;padding:12px 6px;font:700 15.5px/1 var(--font);color:var(--navy);cursor:pointer}
.slot:hover{border-color:var(--navy)}.slot.on{background:var(--yellow);border-color:var(--yellow)}
.bk-recap{background:var(--bg);border-radius:12px;padding:12px 16px;font-size:15px;color:var(--muted)}
.bk-recap b{color:var(--navy)}
.field input.bad{border-color:var(--red)}
.field label output{font-weight:400;font-size:13px;color:var(--soft)}
.field select{appearance:auto}
.bk-err{color:var(--red);font-weight:500;margin-top:14px}
.bk-done{text-align:center;padding:20px 0}

.booking>*{min-width:0}
.days{max-width:100%}
html,body{overflow-x:clip}
.bk-aside .rating{color:var(--muted)}.bk-aside .rating b{color:var(--navy)}
@media (max-width:600px){.form-card{padding:20px}.bk-steps li{font-size:11.5px}.day{width:64px}}
.field input:not([type]),.field input[type=tel]{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:12px;font-size:16px;font-family:inherit;color:var(--ink);background:#fff}
.field input:not([type]):focus,.field input[type=tel]:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 4px rgba(4,54,74,.08)}
.float-2{top:-30px;right:-46px}

/* Badges réglementaires discrets */
.reg-badges{display:flex;flex-wrap:wrap;align-items:center;gap:8px 22px;margin-top:18px}
.reg-badges .rb,.hero .reg-badges .rb,.reg-badges .rb.navy{background:none!important;border:0!important;box-shadow:none!important;padding:0;border-radius:0;display:inline-flex;align-items:center;gap:8px}
.reg-badges .rb img{height:18px;width:auto;max-width:none;opacity:.7}
.reg-badges .rb img[alt=CNCGP]{height:22px}
.reg-badges .rb>span{font-size:12.5px;color:#9DB5BE;letter-spacing:.01em}
.reg-badges.light .rb>span{color:var(--soft)}
.reg-badges.light .rb img{opacity:.75}
.float-2{top:-46px;right:-46px}

.hero-reg{position:relative;z-index:1}
.hero-reg .reg-badges{justify-content:center;margin:0;padding:18px 0 22px;border-top:1px solid rgba(255,255,255,.08)}
.hero-in{padding-bottom:clamp(48px,6vw,80px)}

.ratings{display:inline-flex;flex-wrap:wrap;gap:6px 18px;align-items:center}
.tp-n{color:#9DB5BE;font-size:13px}
.bk-aside .tp-n{color:var(--soft)}

/* ===== Simulateurs avancés ===== */
.sim2{display:grid;gap:26px;min-width:0}
.sim2-top{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:26px;align-items:start}
.sim2-top.f{grid-template-columns:minmax(0,1.35fr) minmax(0,.9fr)}
.sim2 .form-card{display:grid;gap:18px;align-content:start}
.fc-t{font-size:20px;margin:0}
.nf .nf-in{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:12px;background:#fff;transition:border-color .2s,box-shadow .2s}
.nf .nf-in:focus-within{border-color:var(--navy);box-shadow:0 0 0 4px rgba(4,54,74,.08)}
.nf .nf-in input{flex:1;min-width:0;border:0;background:transparent;padding:12px 14px;font:700 17px/1.2 var(--font);color:var(--ink);outline:none}
.nf .nf-in .u{padding:0 14px;color:var(--soft);font-weight:600;font-size:14px;white-space:nowrap}
.nf input[type=range]{width:100%;margin:10px 0 0;accent-color:var(--navy);height:20px}
.nf small{display:block;margin-top:4px}
.presets{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-top:-8px;font-size:13px;color:var(--soft)}
.preset{border:1px solid var(--line);background:var(--bg);color:var(--navy);border-radius:999px;padding:6px 12px;font:600 13px var(--font);cursor:pointer}
.preset:hover{background:var(--yellow-50);border-color:#E8C232}
.hiwarn{margin:-6px 0 0;background:#FFF4E5;border:1px solid #F5C98B;color:#7A4A0E;border-radius:12px;padding:12px 14px;font-size:13.5px;line-height:1.5}
.r2 .r-k{font-size:14px;letter-spacing:.02em;color:#B9CED6}
.r2 .r-s{font-size:14.5px;line-height:1.55;color:#C9DAE0;margin:0 0 16px}
.r2 .r-s b{color:#fff}
.splitbar{height:10px;border-radius:99px;background:var(--yellow);overflow:hidden;margin:2px 0 8px}.splitbar i{display:block;height:100%;background:#8FB3C1;transition:width .3s}
.split-l{display:flex;justify-content:space-between;gap:12px;font-size:13px;color:#B9CED6;margin-bottom:18px}.split-l b{color:#fff;margin-left:4px}
.split-l i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:-1px}.split-l .c1{background:#8FB3C1}.split-l .c2{background:var(--yellow)}
.split-l.col{flex-direction:column;color:var(--muted);gap:6px;margin:0}
.sim2-grid{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr);gap:26px;align-items:start}
.sim2-card{padding:26px}.sim2-card h2{font-size:21px;margin:0}
.sim2-card.mini h3{font-size:17px;margin:0 0 12px;display:flex;gap:8px;align-items:center;color:var(--navy)}
.sim2-card.mini p{margin:0 0 8px;color:var(--muted);font-size:15px}
.sim2-card.accent{background:var(--yellow-50);border-color:#F3E3A0}
.sim2-side{display:grid;gap:18px}
.wait-big{font-size:28px!important;font-weight:700;color:var(--navy)!important;letter-spacing:-.02em;margin:6px 0 0!important}
.donut{display:flex;justify-content:center;margin:4px 0 14px}.donut svg{width:150px;height:150px}
.sc-head{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:16px}
.stabs,.seg{display:inline-flex;background:var(--bg);border-radius:12px;padding:4px;gap:4px}
.stabs button,.seg button{border:0;background:transparent;padding:8px 14px;border-radius:9px;font:600 14px var(--font);color:var(--muted);cursor:pointer}
.stabs button.on,.seg button.on{background:#fff;color:var(--navy);box-shadow:0 1px 3px rgba(4,54,74,.12)}
.seg{margin-bottom:12px}
.chartwrap{position:relative}
.chartwrap canvas{display:block;width:100%;height:340px;touch-action:pan-y;cursor:crosshair}
.ctip{position:absolute;pointer-events:none;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-lg);border-radius:12px;padding:12px 14px;font-size:13px;min-width:210px;z-index:2;display:grid;gap:5px}
.ctip b{color:var(--navy);font-size:14px}.ctip span{display:flex;align-items:center;gap:6px;color:var(--muted)}.ctip em{font-style:normal;margin-left:auto;color:var(--ink);font-weight:700;padding-left:12px}
.ctip i{width:9px;height:9px;border-radius:3px;flex:none}.ctip .tot{border-top:1px solid var(--line);padding-top:6px;margin-top:2px;font-weight:700;color:var(--navy)}.ctip .sm{font-size:12px;color:var(--soft)}
.clegend{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:13px;color:var(--muted);margin-top:10px}.clegend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:6px;vertical-align:-2px}
.sm-note{font-size:12.5px;color:var(--soft);margin:8px 0 0}
.tscroll{max-height:420px;overflow:auto;border:1px solid var(--line);border-radius:12px}
.stable{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}
.stable th{position:sticky;top:0;background:var(--bg);text-align:right;padding:10px 12px;font-weight:700;color:var(--navy);white-space:nowrap}
.stable td{padding:9px 12px;border-top:1px solid var(--line);text-align:right;white-space:nowrap}
.stable th:first-child,.stable td:first-child{text-align:left}
.stable small{color:var(--soft)}
.stools{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.tbtn{display:inline-flex;align-items:center;gap:8px;border:1.5px solid var(--line);background:#fff;color:var(--navy);border-radius:10px;padding:9px 14px;font:600 14px var(--font);cursor:pointer;transition:border-color .2s,background .2s}
.tbtn:hover{border-color:var(--navy);background:var(--bg)}.tbtn:disabled{opacity:.45;cursor:not-allowed}
.result .tbtn{background:transparent;color:#fff;border-color:rgba(255,255,255,.3)}.result .tbtn:hover{background:rgba(255,255,255,.08);border-color:#fff}
.gtable{width:100%;border-collapse:collapse;font-size:14px;margin:4px 0 16px;font-variant-numeric:tabular-nums}
.gtable th{color:#9DB5BE;font-weight:600;text-align:right;padding:6px 4px}.gtable td{color:#fff;text-align:right;padding:7px 4px;border-top:1px solid rgba(255,255,255,.1)}
.gtable th:first-child,.gtable td:first-child{text-align:left}.gtable .pos{color:#7FE0B0;font-weight:700}.gtable .neg{color:#FFB4A8;font-weight:700}
/* frais */
.ftop .ftop-g{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.fcols{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.fcol{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;display:grid;gap:16px;align-content:start;box-shadow:var(--shadow)}
.fcol.a{border-top:5px solid var(--yellow)}.fcol.b{border-top:5px solid var(--navy)}
.fcol-h h3{margin:0 0 4px;font-size:19px}.fcol-h p{margin:0;font-size:14px;color:var(--soft)}
.fcol .imp{margin:-8px 0 0;font-size:13.5px;color:var(--muted)}.fcol .imp b{color:var(--red)}
.ftot{margin:0;padding-top:12px;border-top:1px solid var(--line);font-size:15px;color:var(--muted)}.ftot b{color:var(--navy)}
/* crédit */
.endet{background:rgba(255,255,255,.06);border-radius:14px;padding:16px;margin:0 0 16px}
.endet-h{display:flex;justify-content:space-between;font-size:14.5px;margin-bottom:10px}.endet-h b{color:#fff;font-size:18px}
.gauge{position:relative;height:10px;border-radius:99px;background:rgba(255,255,255,.12)}.gauge i{display:block;height:100%;border-radius:99px;transition:width .3s,background .3s}
.gauge.lo i{background:#5FD39B}.gauge.mid i{background:var(--yellow)}.gauge.hi i{background:#FF8A7A}
.gauge s{position:absolute;top:-4px;width:2px;height:18px;background:#fff;opacity:.7}
.endet-l{display:flex;justify-content:space-between;font-size:11.5px;color:#9DB5BE;margin-top:6px}.endet-l span:nth-child(2){margin-left:auto;margin-right:23%}
.endet p{margin:10px 0 0;font-size:14.5px}.endet p b{color:#fff}
.r-alert{background:rgba(255,138,122,.15);border:1px solid rgba(255,138,122,.4);color:#FFD9D3;border-radius:12px;padding:12px 14px;font-size:13.5px;margin:0 0 16px}
/* véhicule */
.result.light .vrank{display:grid;gap:12px;margin:6px 0 16px}
.vrow{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:12px 14px}
.vrow.best{background:rgba(255,222,89,.1);border-color:rgba(255,222,89,.5)}
.vh{display:flex;justify-content:space-between;gap:10px;align-items:baseline}.vn{color:#fff;font-weight:700;font-size:15px}.vn em{display:block;font-style:normal;font-size:11.5px;color:var(--yellow);text-transform:uppercase;letter-spacing:.06em;margin-bottom:2px}.vc{color:#fff;font-weight:700;font-size:17px;white-space:nowrap}
.vbar{height:6px;border-radius:99px;background:rgba(255,255,255,.1);margin:8px 0 6px}.vbar i{display:block;height:100%;border-radius:99px;background:#8FB3C1}.vrow.best .vbar i{background:var(--yellow)}
.vs{font-size:12.5px;color:#9DB5BE}.vs b{color:#FFB4A8}
.vt td:last-child,.vt th:last-child{padding-right:16px}.vt tr:last-child td{font-size:15px;color:var(--navy);background:var(--yellow-50)}
/* PLE */
.ple-left{display:grid;gap:18px}
.kids{display:grid;gap:18px}
.kid{--kc:var(--navy);background:#fff;border:1px solid var(--line);border-left:6px solid var(--kc);border-radius:18px;padding:20px;box-shadow:var(--shadow)}
.kid-h{display:flex;gap:10px;align-items:center;margin-bottom:14px}
.k-name{flex:1;min-width:0;border:0;border-bottom:2px dashed var(--line);font:700 20px var(--font);color:var(--navy);padding:4px 2px;outline:none;background:transparent}
.k-name:focus{border-bottom-color:var(--kc)}
.k-del{border:0;background:var(--bg);color:var(--soft);width:34px;height:34px;border-radius:10px;cursor:pointer;display:grid;place-items:center}.k-del:hover{color:var(--red)}
.kids .kid:only-child .k-del{visibility:hidden}
.kid-f{display:grid;grid-template-columns:1fr 1fr;gap:14px}.kid-f .nf:last-child{grid-column:1/-1}
.kid .nf label{font-size:13.5px}.kid .nf .nf-in input{font-size:16px;padding:10px 12px}
.k-res{margin-top:16px;border-top:1px solid var(--line);padding-top:14px;display:grid;gap:6px}
.k-big{display:flex;justify-content:space-between;align-items:baseline;gap:10px;flex-wrap:wrap}.k-big span{color:var(--muted);font-size:14px}.k-big b{font-size:26px;color:var(--kc);letter-spacing:-.02em}
.k-row{display:flex;justify-content:space-between;font-size:14px;color:var(--muted)}.k-row b{color:var(--ink)}
.k-goal{margin-top:6px;border-radius:10px;padding:10px 12px;font-size:14px}.k-goal.ok{background:#E9F7F0;color:#185C3E}.k-goal.ko{background:var(--yellow-50);color:#5E4B00}
.k-warn{color:var(--red);font-size:14px;margin:0}
.k-add{justify-self:start}
@media (max-width:1020px){.sim2-top,.sim2-top.f,.sim2-grid{grid-template-columns:minmax(0,1fr)}.sim2 .result{position:static}.sim2-side{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}}
@media (max-width:700px){.fcols,.ftop .ftop-g,.kid-f{grid-template-columns:minmax(0,1fr)}.chartwrap canvas{height:270px}.sim2-card{padding:18px}.ctip{min-width:180px;font-size:12px}.stools .tbtn{flex:1 1 auto;justify-content:center}}

/* Rapport PDF (impression) */
#sreport{display:none}
@media print{
  @page{size:A4;margin:14mm 13mm}
  body>*:not(#sreport){display:none!important}
  #sreport{display:block;font-family:var(--font);color:#0E2A35;font-size:11pt}
  #sreport *{-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .rp-head{display:flex;align-items:center;gap:12px;border-bottom:3px solid #FFDE59;padding-bottom:10px;margin-bottom:16px}
  .rp-head img{width:46px;height:46px;border-radius:10px;background:#04364A;padding:4px;object-fit:contain}.rp-head b{display:block;color:#04364A;font-size:12pt}.rp-head span{font-size:8.5pt;color:#6B8792}
  .rp-date{margin-left:auto;font-size:9pt;color:#6B8792}
  #sreport h1{font-size:20pt;color:#04364A;margin:0 0 4px;letter-spacing:-.02em}.rp-who{margin:0 0 12px;color:#3E5C68;font-size:12pt}
  #sreport h2{font-size:12.5pt;color:#04364A;margin:18px 0 8px;break-after:avoid}
  .rp-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin:12px 0}
  .rp-kpis div{background:#04364A;color:#fff;border-radius:10px;padding:10px 12px}.rp-kpis span{display:block;font-size:8pt;color:#B9CED6}.rp-kpis b{font-size:13pt;color:#FFDE59}
  .rp-s{font-size:10pt;color:#3E5C68;margin:6px 0}
  .rp-chart{break-inside:avoid;margin:10px 0}.rp-chart img{width:100%;border:1px solid #D5E3E8;border-radius:10px}
  .rp-chart .clegend{font-size:8.5pt}
  .rp-t{width:100%;border-collapse:collapse;font-size:9pt}.rp-t td,.rp-t th{border-bottom:1px solid #E1EAEE;padding:5px 6px;text-align:left}.rp-t th{background:#F4F7F8;color:#04364A}
  .rp-g td:not(:first-child),.rp-g th:not(:first-child){text-align:right}.rp-t tr{break-inside:avoid}
  .rp-kids{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin:10px 0}
  .rp-kids div{border:1px solid #D5E3E8;border-radius:10px;padding:10px 12px;break-inside:avoid}.rp-kids b{display:block;font-size:12pt;color:#04364A}.rp-kids strong{display:block;font-size:16pt;color:#04364A;margin:4px 0}.rp-kids span{display:block;font-size:8.5pt;color:#3E5C68}
  .rp-foot{margin-top:18px;border-top:1px solid #D5E3E8;padding-top:10px;font-size:8pt;color:#6B8792;break-inside:avoid}.rp-foot p{margin:0 0 5px}.rp-cta{color:#04364A!important;font-size:10pt!important}
}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.nsel select{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;font:700 16px var(--font);color:var(--ink);background:#fff}
.nsel-help{margin:-8px 0 0;font-size:13px;color:var(--soft)}
.splitbar.tri{display:flex;background:transparent}.splitbar.tri i{height:100%}.splitbar.tri .s1{background:#8FB3C1}.splitbar.tri .s2{background:#5FD39B}.splitbar.tri .s3{background:var(--yellow)}
.sim2-card .k-row{padding:6px 0}.sim2-card .k-row.tot{border-top:1px solid var(--line);margin-top:4px;padding-top:10px;color:var(--navy);font-weight:700}.sim2-card .k-row.tot b{font-size:18px;color:var(--navy)}
@media (max-width:520px){.two{grid-template-columns:1fr}}
/* Banque vs Follin & Co */
.fcols.vs{position:relative;grid-template-columns:1fr auto 1fr;gap:0 16px;align-items:stretch}
.vsb{align-self:center;width:62px;height:62px;border-radius:18px;transform:rotate(45deg);background:var(--yellow);color:var(--navy);display:grid;place-items:center;font-weight:800;font-size:0;box-shadow:0 10px 30px rgba(255,222,89,.45);position:relative}
.vsb::after{content:"VS";font-size:19px;letter-spacing:.02em;transform:rotate(-45deg)}
.fcol.b{background:var(--navy);border-color:var(--navy);color:#D5E3E8;border-top:5px solid var(--yellow)}
.fcol.b h3{color:#fff}.fcol.b .fcol-h p{color:#9DB5BE}
.fcol-tag{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#7A5E00;background:var(--yellow-50);border-radius:99px;padding:4px 10px;margin-bottom:10px}
.fcol-tag.ok{color:var(--navy);background:var(--yellow)}
.fx{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:15.5px}
.fx span{color:#D5E3E8}.fx small{display:block;font-size:12.5px;color:#9DB5BE;margin-top:2px}.fx b{color:#fff;font-size:20px;white-space:nowrap}
.fcol .imp{display:flex;justify-content:space-between;align-items:center;margin:-6px 0 0;padding:12px 14px;border-radius:10px;font-size:14px}
.fcol .imp.neg{background:#FDECEC;color:#7A2A2C}.fcol .imp.neg b{color:var(--red);font-size:17px}
.fcol .imp.pos{background:rgba(95,211,155,.12);color:#BFEBD5;margin:0}.fcol .imp.pos b{color:#5FD39B;font-size:17px}
.fcol.b .ftot{border-top-color:rgba(255,255,255,.15);color:#B9CED6}.fcol.b .ftot b{color:var(--yellow)}
.fx-note{margin:0;font-size:12.5px;color:#9DB5BE;line-height:1.5}
.fres{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:26px;align-items:stretch}
.fres-t{font-size:22px;margin:0 0 14px;padding-left:14px;border-left:4px solid var(--yellow)}
.gtable.light th{color:var(--soft)}.gtable.light td{color:var(--ink);border-top-color:var(--line);padding:12px 4px;font-size:15px}
.gtable.light tbody tr:nth-child(odd) td{background:var(--bg)}.gtable.light .pos{color:#1F7A50}.gtable.light tr:last-child .pos{font-size:18px}
.result .pitch{color:#fff;font-size:19px;line-height:1.35;margin:4px 0 10px}
.fres .result{position:static}
@media (max-width:900px){.fcols.vs{grid-template-columns:minmax(0,1fr);gap:0}.vsb{margin:-14px auto;z-index:2;width:52px;height:52px}.fres{grid-template-columns:minmax(0,1fr)}}
.fcol .imp b{white-space:nowrap}
.fcol.a .ftot b{color:var(--red)!important;font-size:17px}
.fcol.b .ftot b{font-size:17px}
/* Logo vertical dans l'en-tête */
.hdr{height:96px}
.brand img{height:80px;width:auto}
@media (max-width:1060px){.hdr{height:84px}.brand img{height:68px}}
@media (max-width:600px){.hdr{height:76px}.brand img{height:60px}}